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Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term.
International life insurance is a term life insurance plan that provides coverage for individuals traveling overseas. International life insurance provides a lump sum in the case of the insureds death.
Whole life insurance provides coverage for the life of the insured. In addition to paying a death benefit, whole life insurance also contains a savings component in which cash value may accumulate.
Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses.
Universal life insurance is permanent life insurance with an investment savings element and low premiums that are similar to those of term life insurance.
Index Universal Life
Indexed universal life insurance allows the owner to allocate cash value amounts to either a fixed account or an equity index account. Policies offer a variety of indexes.
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