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group life insurance

What is Group Life Insurance?

Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group. Group life insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection.

final expense

Final Expense Life Insurance

We should start with a final expense life insurance definition. Only then will we have an idea it’s the type of policy you’re looking for or if another type is better. Final Expense life insurance is a kind permanent life insurance policy that used to pay for your funeral and burial expenses. In other words, it’s life insurance for final expenses. Final expenses may also include medical costs or any other expenses that you need covered.